Terms of Use

Term Loans Corp provides users with the opportunity to obtain information about loans and other financial products and services offered through third-party service providers and advertisers. Term Loans Corp is not an agent or financial advisor to you or any third party. You acknowledge and agree that our Website operates solely as an intermediary to connect users with service providers.

You acknowledge and agree that we are not a financial institution, credit card issuer, or other financial service provider, and that any information made available through the Services is for informational purposes only. We do not make any credit or coverage decisions, do not validate the licensing or qualifications of any service provider you may encounter through our Services, do not guarantee the terms or rates offered by any third party, and do not issue credit cards or any other financial products.

We are not responsible for the conduct or policies of any service provider. The terms and rates offered by any service provider are subject to that provider's own terms and conditions.

This Website and our Services are offered only to users who are 18 years of age or older and reside in the United States or any of its territories or possessions. By using this Website, you represent and warrant that you meet all of these eligibility requirements and are legally capable of entering into a binding contract. If you do not meet all of these requirements, you must not access or use the Website or any of the Services.

We reserve the right to withdraw or amend this Website, and any service or material we provide on it, in whole or in part, in our sole discretion without notice. We will not be liable if all or any part of the Website is unavailable at any time or for any period. We may restrict access to some or all parts of the Website at any time.

To access certain Services, you may be required to provide contact information, including your email address, through our Website. You agree that all information you provide to us is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with that policy.

To receive information about financial products and services from third-party providers, you will be required to submit a request that includes certain personal data ("User Data"), which may include your email address, phone number, date of birth, Social Security number, bank account information, credit score, financial details, and homeowner status. You represent and warrant that all User Data you submit is true and accurate and that you are authorized to share it with us. User Data submitted as part of such a request is governed by the privacy policies of the applicable third-party service providers, not this Policy.

By providing contact information through the Website or Services, you agree to receive communications from us or through third parties — including by email, phone call, and text message — including via automated dialing systems and pre-recorded messages. Standard carrier rates apply. To opt out of such communications from us, email support@termloans.com or use the unsubscribe link in any email we send. To opt out of communications from a third-party service provider, contact that provider directly.

The Services are made available to you for your personal, non-commercial use only. You may not use, copy, distribute, transmit, broadcast, sell, resell, or otherwise exploit the Services for any other purpose without our prior written consent.

The Website and its entire contents, features, and functionality — including all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof (the "Licensed Content") — are owned by Term Loans Corp, its licensors, or other providers of such material, and are protected by United States and international intellectual property laws.

The Term Loans Corp name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Term Loans Corp or its affiliates or licensors. You must not use such marks without the prior written permission of Term Loans Corp.

Term Loans Corp grants you a personal, non-transferable, non-exclusive license to use the Website and the Licensed Content solely in connection with your personal use of the Services, as expressly permitted by these Terms. You may not copy, reproduce, distribute, reverse engineer, modify, or create derivative works of any content, code, data, or materials on the Website. Any use of the Website or Licensed Content not expressly permitted by these Terms is a breach of these Terms and may violate applicable intellectual property laws.

If you print, copy, download, or otherwise use any part of the Website in breach of these Terms, your right to use the Website will cease immediately, and you must, at our option, return or destroy any copies of materials you have made.

The Website may contain interactive features that allow users to post, submit, or display content or materials ("User Contributions"). All User Contributions must comply with the Content Standards set out in Section VII. You are solely responsible for any User Contribution you post and the consequences of posting it. We are not responsible or liable to any third party for the content or accuracy of any User Contributions.

Any User Contribution you post will be considered non-confidential and non-proprietary. By posting a User Contribution, you grant Term Loans Corp and its affiliates and service providers a worldwide, royalty-free license to use, reproduce, modify, perform, display, distribute, and otherwise disclose such material for any purpose.

You represent and warrant that you own or control all rights to your User Contributions and have the right to grant the license described above, and that all of your User Contributions comply with these Terms.

You may use the Website and Services only for lawful purposes and in accordance with these Terms. You agree not to use the Website or Services:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
• To send, receive, upload, download, use, or re-use any material that does not comply with the Content Standards in this Section.
• To transmit any advertising or promotional material, including unsolicited commercial messages, spam, or chain letters.
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which may harm the Company or expose any person to liability.

You agree not to post User Contributions that:

• Are defamatory, obscene, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
• Promote sexually explicit material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
• Infringe any patent, trademark, trade secret, copyright, or other intellectual property rights of any person.
• Violate the legal rights of others, including rights of publicity and privacy.
• Are likely to deceive any person.
• Promote any illegal activity or assist any unlawful act.
• Contain misrepresentations that could damage us or anyone else.

Additionally, you agree not to:

• Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use.
• Use any robot, spider, or other automated device to access the Website for any purpose, including monitoring or copying any material.
• Use any manual process to monitor or copy material on the Website without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Website.
• Introduce any viruses, trojan horses, worms, logic bombs, or other malicious or technologically harmful material.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Website or any server or database connected to it.
• Attack the Website via a denial-of-service or distributed denial-of-service attack.
• Otherwise attempt to interfere with the proper working of the Website or the Services.

We have the right to:

• Remove or refuse to post any User Contributions for any reason in our sole discretion.
• Take any action with respect to any User Contribution that we deem necessary or appropriate, including if we believe it violates these Terms, infringes any intellectual property right, or threatens the safety of users or the public.
• Disclose your identity or information about you to any third party who claims that material you posted violates their rights.
• Take appropriate legal action, including referral to law enforcement, for any illegal or unauthorized use of the Website.
• Terminate or suspend your access to all or part of the Website for any violation of these Terms.

We have the right to cooperate fully with any law enforcement authorities or court order directing us to disclose the identity or other information of anyone posting materials on or through the Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS.

We do not undertake to review material before it is posted on the Website and cannot ensure prompt removal of objectionable material after it is posted. We assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party.

Term Loans Corp complies with the provisions of the Digital Millennium Copyright Act applicable to internet service providers (17 U.S.C. § 512). If you have an intellectual property complaint about material posted on the Website, please contact our Designated Agent:

Any DMCA notice must include the following:

• An electronic or physical signature of the person authorized to act on behalf of the copyright or intellectual property owner.
• A description of the copyrighted work or other intellectual property right that you claim has been infringed.
• A description of the material that you claim is infringing and where it is located on the Website.
• Your address, telephone number, and email address.
• A statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in your notice is accurate and, under penalty of perjury, that you are the copyright or intellectual property owner or authorized to act on their behalf.

Term Loans Corp will promptly terminate, without notice, the accounts or access of users who are determined to be repeat infringers — meaning users who have been notified of infringing activity or had User Contributions removed at least twice.

The information presented on or through the Website and Services is made available solely for general informational purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any visitor to the Website.

The Website may include content provided by third parties, including other users, financial service providers, and third-party licensors. All statements and opinions expressed in such materials, other than content provided by Term Loans Corp itself, are solely the opinions and responsibility of the person or entity providing them. We are not responsible or liable for the content or accuracy of any materials provided by third parties.

We may update the content on this Website from time to time. However, Website content is not necessarily complete or up-to-date, and any material on the Website may be out of date at any given time. We are under no obligation to update such material.

Term Loans Corp may provide tools through the Services that enable you to export information, including User Contributions, to third-party services (such as social media share buttons). By using one of these tools, you agree that we may transfer that information to the applicable third-party service. Third-party services are not under our control, and we are not responsible for any third party's use of your exported information.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice and may disable all social media features and links at any time in our sole discretion.

If the Website contains links to other sites and resources provided by third parties, those links are provided for your convenience only. We have no control over the contents of those sites or resources, and we accept no responsibility for them or for any loss or damage that may arise from your use of them. If you access any third-party website linked from our Website, you do so entirely at your own risk and subject to that website's terms and conditions.

We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website from outside the United States is done on your own initiative and you are responsible for compliance with all applicable local laws.

Use of the Services is at your own risk. The Services are provided on an "as is" and "as available" basis. Term Loans Corp and its affiliates, suppliers, and partners expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.

Term Loans Corp and its affiliates, suppliers, and partners make no warranty that:

• The Website or Services will meet your requirements.
• The Website or Services will be uninterrupted, timely, secure, or error-free.
• Errors in the Website or Services will be corrected.

Any materials downloaded or obtained through use of the Website or Services are provided at your own discretion and risk. Term Loans Corp is not responsible for any damage caused to your computer, data, or systems resulting from use of the Website or Services.

The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.

IN NO EVENT WILL TERM LOANS CORP, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND — UNDER ANY LEGAL THEORY — ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE WEBSITE, ANY LINKED WEBSITES, ANY CONTENT ON THE WEBSITE, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE. THIS INCLUDES ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF DATA, AND LOSS OF GOODWILL, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

TERM LOANS CORP EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR ANY CONTENT, PRODUCTS, OR SERVICES PROVIDED BY SERVICE PROVIDERS OR OTHER THIRD PARTIES. IF, NOTWITHSTANDING THE FOREGOING, TERM LOANS CORP IS DETERMINED TO BE LIABLE TO YOU FOR ANY REASON, YOU AGREE THAT TERM LOANS CORP'S TOTAL LIABILITY SHALL NOT EXCEED US$50.00. THESE LIMITATIONS APPLY EVEN IF A REMEDY DOES NOT FULLY COMPENSATE YOU FOR ANY LOSSES, OR IF WE KNEW OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF THE DAMAGES.

If you are a California resident, you hereby waive application of California Civil Code Section 1542, which states that a general release does not extend to claims which the creditor does not know or suspect to exist in their favor at the time of executing the release.

The foregoing does not affect any liability that cannot be excluded or limited under applicable law.

You agree to defend, indemnify, and hold harmless Term Loans Corp, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including your submission of User Data, your User Contributions, or your use of any Services or content obtained through the Website.

All matters relating to the Website and these Terms, and any dispute or claim arising therefrom or related thereto (including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Delaware, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of or related to these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Delaware. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

You agree that any dispute or claim arising out of or relating to these Terms or the Website shall be brought solely on an individual basis. You shall not join such a claim with the claims of any other person or entity, and you shall not bring, join, or participate in any class action against Term Loans Corp.

No waiver by Term Loans Corp of any term or condition in these Terms shall be deemed a further or continuing waiver of such term or condition, or a waiver of any other term or condition. Any failure by Term Loans Corp to assert a right or provision under these Terms shall not constitute a waiver of that right or provision.

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, that provision shall be eliminated or limited to the minimum extent necessary such that the remaining provisions continue in full force and effect.

These Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Term Loans Corp with respect to the Website and the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties — both written and oral — with respect to the Website and the Services.

This Website is operated by Term Loans Corp. All feedback, comments, requests for technical support, and other communications relating to the Website should be directed to:

Thank you for visiting termloans.com.